Overview of Indian Banking System – Structure – Types of Banks - Functions of Banks - Sources of Bank Funds - Employment of Bank Funds - Reserve Bank of India and its Role - Functions of RBI - Regulatory framework of RBI
Introduction to Financial Services - Nature of Financial Services - Scope of Financial Services - Types of Financial Services - Fund Based Financial Services - Fee Based Financial Services.
Leasing: Meaning and Types of Leasing - Legislative Frameworks related to leasing - Depreciation implacability with reference to Leasing - Problems on Leasing with Tax imposition. Introduction to Hire Purchasing - Concept and Features of Hire Purchase -Tax and Depreciation Implication - Problems on Hire Purchase
Credit Rating - Definition and Meaning – Process of credit rating of financial instruments - Rating Methodology - Rating agencies - Rating Symbols of different companies - Role of SEBI. Mutual Funds - Concept - Types - Nature – NAV – Trends in Indian Mutual Fund Market -Regulatory Framework and Role of SEBI.
Factoring: Types - Mechanism - Advantages and Disadvantages of Factoring. Forfeiting: Types – Mechanism - Advantages and Disadvantages of Forfeiting. Operational Procedure related with the working of Credit Card mechanism - Advantages and Disadvantages of Credit Cards. Venture Capital Financing - Procedure to obtain Venture Capital Finance -Importance and advantages of Venture Capital Finance.
Reference Book:
1.K Ravichandran (2013), Merchant banking and Financial Services, Himalaya Publishing House. 2.MadhuVij and Swati Dhawan (2011), Merchant Banking and Financial Services, McGraw Hill Education
Text Book:
1 .Merchant Banking (2023), National Institute of Securities Markets , An Educational Initiative of SEBI, Taxmann. 2. Padmalatha Suresh and Justin Paul (2017), “Management of Banking and Financial Servicesâ€, Pearson, Delhi.